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Financing Real estate financing is an integral part of both buying and selling property. As a buyer, unless you are able to purchase a property using all cash (equity), then a loan (debt) is needed to complete your financing. Having a skilled and experienced lending professional then is very important in navigating capital markets, providing and explaining financing options, coaching you on the qualifying process, and guiding you towards the best decisions for your needs. As a seller, the lender is all too important as well. When one considers that the majority of transaction difficulties usually occur with respect to financing, having a seasoned lender or mortgage broker working with the buyer of your property is key to a completed transaction and your step forward. With these considerations in mind, what follows are a list of my A-team lenders and mortgage brokers. They include loan originators from banks that may offer their bank's products, as well as brokers that arrange financing from a range of debt investors. These people are educated, skilled, experienced, and have demonstrated oustanding judgement, service, and ethics on behalf of my customers. I consider them my partners in providing you the best service, and they all carry my unconditional recommendation. Jeff Jackson Alpine Bank 1099 Main Ave. Durango, CO 81301 (970.426.7169) jeffjackson@alpinebank.com Judy Malone Colorado Capital Bank & Mortgage 1201 Main Ave., Suite 101 Durango, CO 81301 (970.375.2265) jmalone@coloradocapitalbank.com Margie Sittner Community Banks of Colorado 848 East 2nd Ave. Durango, CO 81301 (970.259.0212) msittner@cobnks.com Jean Kirol Vectra Mortgage 1101 East 2nd Ave. Durango, CO 81301 (970.375.7437) jean.kirol@vectrabank.com David Fountain Wells Fargo Bank 200 W College, 2nd Floor Durango, CO 81301 (970.247.3242) david.fountain@wellsfargo.com J.R. Spies The Mortgage Link 1099 Main Ave. #302 Durango, CO 81301 (970.259.8600) mortgage@linkdurango.com
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